Your 20s Are Almost Over And You’ve Got Nothing To Show For—Here’s What You Should’ve Done Already
Time has deceivingly passed as usual. You may be wondering, how did the years pass by? You probably have been riding the waves of your youth, and have come to realize that your 20s are almost over and you haven’t achieved those things you promised yourself to do. Your 20s are almost over, you don’t have anything to show for. While you were younger, there are a lot of things you should have done, so that your latter years would be flourishing. Everyone wants to live a stress free life, but you feel like you’re not where you want to be. And now you’re probably wondering, what went wrong?
In this article, we’ll dive into what you should have done to make your 30s stress free.
1.Financial Independence
You definitely planned that by now, you’d be rich. You’d have a built a mansion, had two cars, married a wife, had 2 kids, and a dog. But all that is fantasy, since you’ve got nothing to show for. In your 20s, you should have:
Saved some money:
In your 20s, you should have saved money often. Even if it’s a small amount. Saving money should have been your priority. Assuming you had started saving like 1000 naira a day, in a year, right from when you were 20, you’d have 365,000 naira. And in 9 years, it’s 3,285,000. And that’s enough to start up something that would bring steady income to build you those dreams you’ve continuously dreamt about.
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Eliminated Debts
In your 20s, you should have eliminated every form of debt you got before entering into a fresh new decade. Those student loan, online loan sharks loan, credit card loans, even buying on credit, should’ve been paid off before now. So that you know that the income your earning now, is for your personal life, and not to pay off some loan.
Invested
Your 20s is a perfect time to build your wealth. Investing in real estate, stock or other assets is a perfect way to build your wealth. If you had invested during your 20s, with the value of naira on the increase, you would have gotten a wholesome return that is bound to make your mouth water.
2. Established Strong Relationships
The kind of people you meet would determine how your life would be. Both professionally and personally, you should have met people who’s relationship can bring about turn around in your life now. You should have been able to look back in the past, and say, “I’m grateful I met this person”, “If not for this person”.
For professional networking, you could have attended events, seminars, conferences in your field. Gone out to explore, not just rely on your immediate circle of friends. You could have met people who could mentor you, guide you, on how to open doors in your life. Networked with people that inspire you and could give you insights into the next steps in your career.
And for personal connections, you could have invested in your friendship, and avoided toxic relationships that could drain your energy.
3. Explore Different Career Paths — Find Your True Passion
Your 20s should have been a time of self discovery. Being young means you can try out the what ifs till it’s time to be serious. You could’ve explored different career paths, until the one that truly fits your taste.
You could have experimented internships and side hustles. You know, add some spice to your table. Add some experience to your Curriculum Vitae (CV), which could have proved very helpful in the future. Then you would set career goals. Like looking for mentors, building your certification to add to your knowledge.
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In your 20s, you could have exploited yourself, done things that would help you find your feet in your 30s.
But even if you didn’t make it up in your 20s, that’s okay. And tha is not an avenue for regret. Never regret. You could still make a way for yourself now. Hey! It’s better late than never. Don’t let anyone look down or you or tease you. You can still do somethings to make a little more income and still earn from your job, just so you can have more than enough.
You could:
1.Invest
It’s never too late to start investing. You could still invest and get massive returns. You could still invest in real estate, stock, and other assets.
2. Engage in online side hustles
You could start online side hustles like freelancing, editing, copy writing, sales representative, tutoring, digital creation, affiliate marketing, etc
3. Starting little business with your hands
You could start to make things to sell. You could learn to make things like buns, egg rolls, and even sell in your workplace. You could even sell things like recharge cards, just things people need at an urgent pace.
4. Rent out things
Maybe you stay in a room, so you can’t rent it out. And you’re thinking you can’t rent out anything, well that’s a lie. You could rent out nice things you own for money. Or even when you travel, you could rent your place as an inn or anything, just to make a little bucks.
So even if it seems like there’s no time, there’s still plenty of time.
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